Source of Wealth Dossier

Applicants: Lewis Jones & Emma Tidman | Jurisdiction: United Kingdom | Date: 05 Dec 2025

Executive summary

This dossier details the combined source of wealth for Lewis Jones and Emma Tidman.

Lewis Jones is employed by Spaceship Wolves Limited with an annual salary of £30,000.

Emma Tidman’s wealth derives significantly from gambling winnings as a customer of Pachira. Under UK rules, gambling winnings are not taxable.

Jointly, Lewis and Emma own four holiday let properties, generating approximately £60,000 per annum in rental income (paid quarterly). They also hold £400,000 in cash savings earning 4% interest.

Funds are settled to their respective accounts and wallets as detailed below. All movements are evidenced by on-chain txids, bank statements, and payslips.

Lewis: Employment

£30,000 / yr
Spaceship Wolves Limited

Joint: Holiday Lets

~£60,000 / yr
4 Properties (Est.)

Emma: Gambling

Pachira Winnings

Joint: Savings

£400,000
4% Yield

Employment Income (Lewis Jones)

Lewis is employed by Spaceship Wolves Limited.

🔒 Password Required: The password to open the attached payslips is LJ08011992

Cash Savings (Joint)

Lewis and Emma hold significant cash savings in a high-yield account.

📄 Revolut Statement (Secondary/Crypto)

Property & Legal

📄 Property Invoice / Deed 📄 Licence Agreement (P23 Signed) 📄 Additional Property Docs (x2)

Property Investments (Joint)

Lewis and Emma own 4 holiday let properties between them.

Property Ownership Income (Est.) Evidence
Holiday-let Lodge, Seven Springs Park, Ceredigion (Aspire Arto, Plot 23) Joint Part of £60k total Vendor invoice
Holiday-let, Scotland (second unit) Joint Part of £60k total Licence Agreement
Holiday-let (Property 3) Joint Part of £60k total Documents to be added
Holiday-let (Property 4) Joint Part of £60k total Documents to be added

Total rental income is approximately £60,000 per annum, paid quarterly.

Source of wealth narrative (Emma)

  1. Pachira settles winnings to Emma’s main wallet 0x8aaa…cd4d via on-chain transfers.
  2. Excess funds move to:
    • Revolut for property purchase payments and ordinary expenses, evidenced by statements covering 07 Aug 2025 to 24 Nov 2025.
    • Investment wallet 0x3a6d48…323b for DCA into ETH and WBTC.
  3. Precious metals are held with a recognised custodian, evidenced by the uploaded vault inventory statement.

Funds flow overview

Step From To Evidence
1. Employment Spaceship Wolves Ltd Lewis Jones Payslips
2. Rental Income Tenants/Agents Lewis & Emma Bank Statements
3. Settlement Pachira Main wallet 0x8aaa…cd4d On-chain Txids
4. Property purchases Revolut Vendors Revolut Statement

Declarations

Applicant declaration: We, Lewis Jones and Emma Tidman, confirm that our funds are derived from the sources listed above: lawful employment, property rental income, and lawful gambling activities. No shareholder dividends, salaries or distributions from Pachira form part of this Source of Wealth submission.

Prepared for bank due diligence. Contact: pachira.dev@gmail.com